Does utang.ph lend money?

No. We are an affiliate / CPA comparison and lead marketplace. We do not issue loans, hold deposits, or operate as a lending company.

Does a match guarantee approval?

Never. Lenders make their own credit decisions. Our matcher only ranks the partner lenders we work with against your answers, using amounts, speed and requirements published on each lender's own site.

How does the loan matcher choose lenders?

We only list lenders we have a partnership with. Each one is scored on whether its published loan amounts cover what you need, how fast it says it decides, whether it accepts your type of income, and how simple its requirements are. Anything a lender doesn't publish is treated as neutral. We don't guess. If nothing is a strong fit, we show a loan-matching platform first, since it compares many lenders at once.

Do you have an SEC lending license?

No. We are a comparison website, not a lending or financing company, so we do not hold a Certificate of Authority. Lenders are responsible for their own SEC registration and compliance. Our compare page shows their SEC details where we have verified them.

Is this free for borrowers?

Using our matcher and comparison is free. We may earn a commission from partners if you become a lead or customer. See our Affiliate Disclosure.

What happens to my data?

We use your details to match you with partners and to run the site, as described in our Privacy Policy. Do not submit government ID numbers, OTPs or passwords in our forms.

Free loan matcher · Libreng loan matcher

[PLACEHOLDER] Ikumpara ang personal loans sa Pilipinas

[PLACEHOLDER] Sagutin ang mga tanong para ihambing ang iyong pangangailangan. Wala pang aktibong offer sa preview. Hindi kami nagpapautang.

Hanapin ang loan na bagay sa'yo. Libre, at walang obligasyon.

[PLACEHOLDER] Suriin ang rehistrasyon ng lender sa SEC
Ikumpara ang mga kondisyon bago magpasya
Basahin muna ang lahat ng detalye · Sa site mismo ng lender ka mag-a-apply

How much do you need?Magkano ang kailangan mo?

Free · No sign-up · Doesn't affect your creditLibre · Walang sign-up

[PLACEHOLDER] Ang utang.ph ay malayang site para sa paghahambing ng personal loans. Hindi kami nagpapautang. Inihahanda pa ang mga gabay at impormasyon; walang aktibong loan offer sa preview na ito.

Partner lenders and loan-matching services

We list partner lenders and loan-matching services. SEC details and figures are from each lender's own site or the SEC's lists. Approval is never guaranteed.

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We may earn a commission when you visit or apply through these links. See our affiliate disclosure.

Full comparison with SEC details →

Rates at requirements ng partner lenders

Ito ang loan amount, term, cost at requirements na nakasulat mismo sa site ng bawat lender. Kung walang figure, ibig sabihin hindi pa namin ito na-verify. Ang lender pa rin ang magde-decide sa application mo.

Loan amount, term, cost at requirements ng bawat partner lender
Lender	Halaga (amount)	Term	Cost	Requirements at bilis	Apply

Source: official site ng bawat lender, checked Oct 11, 2026. Puwedeng magbago ang rates kaya basahin ang disclosure statement bago pumirma.

Gusto mo makita lahat ng partner lenders sa isang page? Pumunta sa compare personal loans Philippines para sa SEC details, amounts at terms.

Kailangan ng pera ngayon? Basahin ang emergency loan guide para sa mabilis at mas ligtas na options.

Bago mag-apply sa kahit anong loan app, alamin muna kung legit. Ito ang step-by-step kung paano check if an online lender is SEC registered (o basahin sa Tagalog).

Not a lender

Independent comparison hub

Transparent model

Affiliate / CPA marketplace

No approval promise

Partners decide eligibility

PH-focused

Built for Filipino borrowers

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[PLACEHOLDER] Mga uri ng loan

Topic pages for common borrowing needs in the Philippines. Each one has the loan matcher and our partner lenders.

Frequently asked questions

Does utang.ph lend money?: No. We are an affiliate / CPA comparison and lead marketplace. We do not issue loans, hold deposits, or operate as a lending company.
Does a match guarantee approval?: Never. Lenders make their own credit decisions. Our matcher only ranks the partner lenders we work with against your answers, using amounts, speed and requirements published on each lender's own site.
How does the loan matcher choose lenders?: We only list lenders we have a partnership with. Each one is scored on whether its published loan amounts cover what you need, how fast it says it decides, whether it accepts your type of income, and how simple its requirements are. Anything a lender doesn't publish is treated as neutral. We don't guess. If nothing is a strong fit, we show a loan-matching platform first, since it compares many lenders at once.
Do you have an SEC lending license?: No. We are a comparison website, not a lending or financing company, so we do not hold a Certificate of Authority. Lenders are responsible for their own SEC registration and compliance. Our compare page shows their SEC details where we have verified them.
Is this free for borrowers?: Using our matcher and comparison is free. We may earn a commission from partners if you become a lead or customer. See our Affiliate Disclosure.
What happens to my data?: We use your details to match you with partners and to run the site, as described in our Privacy Policy. Do not submit government ID numbers, OTPs or passwords in our forms.