Compare online lenders in the Philippines
The /compare page lists utang.ph's partner lenders and loan-matching platforms in the Philippines side by side, showing each one's SEC registration details where verified from the SEC's published lists or the lender's own site. It is not a full list of every SEC-registered lender, and utang.ph itself is not a lender, so it does not decide what any partner lender offers. Borrowers are told to confirm each lender's SEC details on sec.gov.ph and read the disclosure statement before applying.
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Find my best match →Regulatory disclosure
We only list lenders we partner with. This page is not a full list of lenders in the Philippines; other SEC-registered lenders exist that we do not show.
Under SEC Memorandum Circular No. 19, series of 2019, lending and financing companies and their online lending platforms must disclose their corporate name, SEC Registration Number and Certificate of Authority Number in their advertisements and marketing materials. We display these details for each lender where we have verified them from the SEC's published lists of lending companies, financing companies and recorded online lending platforms, or from the lender's own official website. Where we could not verify them, we say “SEC details: verify on sec.gov.ph”. Please check before applying.
utang.ph is an independent comparison and referral website. We are not a lending company, financing company or bank; we do not hold a Certificate of Authority, do not grant loans, and do not make credit decisions. Loan approval, amounts, rates, fees and terms are determined solely by each lender. We may receive a commission when you visit a lender or apply through our links, which may influence which lenders appear on this page; it does not affect the price you are offered. See our affiliate disclosure.
Information on this page is provided for general comparison only and may change without notice. Always read the lender's terms and disclosure statement, and report unregistered lenders or abusive collection practices to the SEC.
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FAQ: pag-compare ng personal loans
- Paano ko iko-compare ang personal loans sa Pilipinas?
- Tingnan ang loan amount, term, total cost at requirements ng bawat lender, tapos i-check ang SEC Registration No. at Certificate of Authority No. Basahin ang disclosure statement bago tanggapin ang loan para makita ang total na babayaran mo.
- Lender ba ang utang.ph?
- Hindi. Comparison website kami. Hindi kami nagbibigay ng loan at hindi kami ang nagde-decide sa application. Ang lender ang magse-set ng amount, rate at terms.
- Saan galing ang amounts at rates sa page na ito?
- Galing lang sa official website ng bawat lender o sa listahan ng SEC, at nakasulat kung kailan namin ito huling na-check. Kung walang figure, hindi pa namin ito na-verify kaya tingnan sa official site ng lender.
- Ano ang pinagkaiba ng lender at loan-matching platform?
- Ang lender ang mismong nagpapautang. Ang loan-matching platform ay nagpapakita ng offers mula sa partner lenders nila, kaya ang loan contract mo ay sa partner lender. I-check din ang SEC details ng lender na iyon bago pumirma.
- Guaranteed ba ang approval kapag nag-apply ako dito?
- Hindi. Walang legit na lender ang makakapag-guarantee ng approval bago nila i-review ang application mo. Iwasan ang offers na nagsasabing guaranteed approval o humihingi ng bayad bago mo makuha ang loan.
- Libre ba ang pag-compare?
- Oo, libre ito para sa borrowers. Puwede kaming makatanggap ng commission mula sa partners, pero hindi nito binabago ang presyong io-offer sa iyo ng lender.